Hilltop Holdings (HTH) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates

For the quarter ended March 2026, Hilltop Holdings (HTH) reported revenue of $300.51 million, down 5.6% over the same period last year. EPS came in at $0.64, compared to $0.65 in the year-ago quarter.The reported revenue represents a surprise of -2.71% over the Zacks Consensus Estimate of $308.88 million. With the consensus EPS estimate being $0.50, the EPS surprise was +28%.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.Here is how Hilltop Holdings performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:Average Outstanding Balance - Interest-earning assets, gross: $14.44 billion versus $14.84 billion estimated by three analysts on average.Non-accrual loans: $61.01 million versus $52.06 million estimated by three analysts on average.Net Interest Margin: 3.1% versus the three-analyst average estimate of 3%.Non-performing assets: $69.48 million versus the three-analyst average estimate of $61.5 million.Efficiency Ratio: 55.5% compared to the 82.8% average estimate based on two analysts.Net Interest Income (FTE): $112.87 million versus $110.56 million estimated by three analysts on average.Net Interest Income: $112.1 million versus the three-analyst average estimate of $109.73 million.Total Noninterest Income: $188.42 million versus the three-analyst average estimate of $199.16 million.Investment banking, advisory and administrative fees: $36.92 million versus the two-analyst average estimate of $45.87 million.Mortgage loan origination fees: $21.91 million versus the two-analyst average estimate of $25.29 million.Net gains from sale of loans and other mortgage production income: $50.97 million versus $53.02 million estimated by two analysts on average.Principal transactions, commissions and fees: $66.53 million versus $52.27 million estimated by two analysts on average.View all Key Company Metrics for Hilltop Holdings here>>>Shares of Hilltop Holdings have returned +5.6% over the past month versus the Zacks S&P 500 composite's +9.7% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.Zacks' Research Chief Names "Stock Most Likely to Double"Our team of experts has just released the 5 stocks with the greatest probability of gaining +100% or more in the coming months. Of those 5, Director of Research Sheraz Mian highlights the one stock set to climb highest.This top pick is a little-known satellite-based communications firm. Space is projected to become a trillion dollar industry, and this company's customer base is growing fast. Analysts have forecasted a major revenue breakout in 2025. Of course, all our elite picks aren't winners but this one could far surpass earlier Zacks' Stocks Set to Double like Hims & Hers Health, which shot up +209%.Free: See Our Top Stock And 4 Runners UpThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks