Esquire Bank Recognized as a 2025 Top Deposit Franchise by S&P Global Market Intelligence

JERICHO, N.Y., Sept. 16, 2025 /PRNewswire/ -- Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the "Company"), the financial holding company for Esquire Bank, National Association ("Esquire Bank" or the "Bank") (collectively "Esquire"), today announced the Bank's inclusion in S&P Global Market Intelligence's annual U.S. Community Bank Deposit Rankings as of June 30, 2025, which ranked the top 100 deposit businesses among banks with less than $3 billion in assets.

"We are proud to be ranked among the top deposit franchises by S&P Global Market Intelligence for the second consecutive year," said Andrew C. Sagliocca, Vice Chairman, Chief Executive Officer and President. "By deeply understanding and serving our key national verticals and local markets, we've established a strong foundation for sustainable growth and continued industry leadership, as reflected in our low cost core deposit base and industry leading net interest margin."

S&P Global Market Intelligence launched the U.S. Community Bank Deposit Rankings in 2024 to identify banks with the most valuable and resilient deposit franchises, particularly during the Federal Reserve's tightening cycle. The rankings are based on a weighted average of eight key metrics, including noninterest-bearing deposit concentration, cost of interest-bearing deposits, deposit betas, deposit efficiency and overall growth—placing a premium on stable funding and efficient operations.

Mr. Sagliocca built on this recognition as a featured speaker at the Sept. 11 "Tips from the Top Deposit Franchises" fireside chat as part of S&P Global Market Intelligence's 2025 Deposit Conference in Denver, Colorado where he shared insights into the key strategies that continue to drive Esquire Bank's success and growth.

A full list of the rankings and methodology can be found here.

About Esquire Financial Holdings, Inc.:

Esquire Financial Holdings, Inc. is a financial holding company headquartered in Jericho, New York, with a branch office in Jericho, New York and a branch office in Los Angeles, California, as well as an administrative office in Boca Raton, Florida. Its wholly owned subsidiary, Esquire Bank, is a full-service commercial bank dedicated to serving the financial needs of the litigation industry and small businesses nationally, as well as commercial and retail customers in the New York metropolitan area. The Bank offers tailored financial and payment processing solutions to the litigation community and their clients as well as dynamic and flexible payment processing solutions to small business owners. The Company was named to Fortune's 2024 Fastest-Growing Companies list. For more information, visit www.esquirebank.com.

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SOURCE Esquire Financial Holdings, Inc.