Here's How Much a $1000 Investment in Fair Isaac Made 10 Years Ago Would Be Worth Today

How much a stock's price changes over time is a significant driver for most investors. Not only can price performance impact your portfolio, but it can help you compare investment results across sectors and industries as well.The fear of missing out, or FOMO, also plays a factor in investing, especially with particular tech giants, as well as popular consumer-facing stocks.What if you'd invested in Fair Isaac (FICO) ten years ago? It may not have been easy to hold on to FICO for all that time, but if you did, how much would your investment be worth today?Fair Isaac's Business In-DepthWith that in mind, let's take a look at Fair Isaac's main business drivers.Fair Isaac Corporation, better known as FICO, offers analytical tools, software and solutions that help in making informed decisions.Bozeman, MT-based FICO serves a diversified end-market that includes the likes of banks, credit card issuers, insurers, retailers, telecommunication providers, automotive lenders, consumer reporting agencies and public agencies.Through FICO’s online services consumers can access and understand their FICO Scores, which is a standard measure of consumer credit risk in the United States. The FICO Score, which is a three-digit number ranging from 300-850, helps consumers manage their financial health.FICO reported revenues of $1.9 billion in fiscal 2025. It has two operating segments, Scores and Software.The Scores segment includes business-to-business (B2B) and business-to-consumer (B2C) scoring solutions. While B2B Scores are distributed through major consumer reporting agencies globally, B2C is sold directly to consumers through myFICO.com and other direct-to-consumer channels.FICO Scores are generated by using FICO’s proprietary analytic algorithms on credit data collected and maintained by the three U.S. national consumer reporting agencies, Experian, TransUnion and Equifax. This score is then used across the credit lifecycle. Users of the Scores generally pay the consumer reporting agencies a fee, while the consumer reporting agencies pay an associate fee to FICO.FICO launched its updated Scores, FICO Score 10 and 10T, in January 2020. FICO Score 9 and FICO Score 8 remain the most distributed scores currently.The Software segment addresses business consumer needs in terms of customer engagement, including acquisition and pricing, onboarding, servicing and management, and fraud protections in more than 100 countries. FICO Software can be deployed in the cloud using third-party cloud services or on-premise using clients’ IT infrastructure.Most of FICO’s solutions run on the FICO Platform, which offers an analytic and decisioning environment and is based on a modular cloud architecture. Annual Recurring Revenue (ARR) from FICO Platform-based products was $227 million as of Sep 30, 2024, which accounted for 31% of FICO’s total software ARR. Bottom LineAnyone can invest, but building a successful investment portfolio requires research, patience, and a little bit of risk. So, if you had invested in Fair Isaac, ten years ago, you're likely feeling pretty good about your investment today.According to our calculations, a $1000 investment made in June 2016 would be worth $10,586.28, or a gain of 958.63%, as of June 10, 2026, and this return excludes dividends but includes price increases.The S&P 500 rose 249.17% and the price of gold increased 221.00% over the same time frame in comparison.Analysts are forecasting more upside for FICO too.FICO continues to benefit from demand for its Scores, with mortgage-related volumes and unit pricing supporting segment growth and margin expansion. Momentum in the FICO Platform remains an important offset to softness in legacy non-platform products, as platform ARR and retention stay elevated and SaaS mix rises. Management raised fiscal 2026 guidance and continues to return capital through sizable buybacks, supported by recurring cash generation. At the same time, the shift to performance-model pricing for FICO Score 10T aims to defend share, but keeps outcomes tied to the pace of mortgage activity and the timing of score modernization. Non-platform declines and a leveraged balance sheet remain key constraints on valuation and investor sentiment.Shares have gained 12.81% over the past four weeks and there have been 6 higher earnings estimate revisions for fiscal 2026 compared to none lower. The consensus estimate has moved up as well.Zacks' Research Chief Names "Stock Most Likely to Double"Our team of experts has just released the 5 stocks with the greatest probability of gaining +100% or more in the coming months. Of those 5, Director of Research Sheraz Mian highlights the one stock set to climb highest.This top pick is a little-known satellite-based communications firm. Space is projected to become a trillion dollar industry, and this company's customer base is growing fast. Analysts have forecasted a major revenue breakout in 2025. Of course, all our elite picks aren't winners but this one could far surpass earlier Zacks' Stocks Set to Double like Hims & Hers Health, which shot up +209%.Free: See Our Top Stock And 4 Runners UpThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks