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EQS-News: Raiffeisen Bank International AG
/ Key word(s): Half Year Results
RBI: Semi-Annual Financial Report 2026 - Consolidated profit (excl. Russia) up 25%
31.07.2026 / 07:29 CET/CEST
The issuer is solely responsible for the content of this announcement.
RBI: Semi-Annual Financial Report 2026
Consolidated profit (excl. Russia) up 25%
- H1/2026 consolidated profit of EUR 708 million (excl. Russia), main revenues up 7% y-o-y to EUR 3,255 million
- Customer loans up 6% to EUR 107 billion year-to-date (excl. Russia)
- Q2/2026 provisioning ratio excl. Russia at 4 basis points and 20 basis points year-to-date
- CET1 ratio at 15.5% (excl. Russia)
- Further business reduction in Russia - all restrictions to remain in place
The following tables refer to RBI excluding Russia:
| Income Statement in EUR million |
H1/2026 |
H1/2025 |
Q2/2026 |
Q1/2026 |
| Net interest income |
2,187 |
2,073 |
1,111 |
1,076 |
| Net fee and commission income |
1,068 |
969 |
549 |
520 |
| Net trading income and fair value result |
(15) |
32 |
(20) |
5 |
| General administrative expenses |
(1,790) |
(1,724) |
(894) |
(896) |
| Operating result |
1,592 |
1,444 |
832 |
760 |
| Other result |
(158) |
(232) |
(72) |
(86) |
| Governmental measures and compulsory contributions |
(227) |
(153) |
(49) |
(177) |
| Impairment losses on financial assets |
(110) |
(108) |
(7) |
(103) |
| Profit/loss before tax |
1,097 |
950 |
704 |
393 |
| Profit/loss after tax |
823 |
687 |
565 |
258 |
| Consolidated profit |
708 |
567 |
499 |
209 |
| Financial statement in EUR million |
30/6/2026 |
31/12/2025 |
| Loans to customers |
106,959 |
101,195 |
| Deposits from customers |
125,401 |
117,277 |
| Total assets |
205,378 |
193,191 |
| Total risk-weighted assets (RWA) |
84,020 |
80,932 |
| Bank-specific information |
30/6/2026 |
31/12/2025 |
| NPE ratio |
1.6% |
1.7% |
| NPE coverage ratio |
46.9% |
44.2% |
| CET1 ratio transitional (incl. profit) |
15.5% |
15.5% |
| Total capital ratio transitional (incl. profit) |
20.2% |
20.3% |
| Key ratios |
H1/2026 |
H1/2025 |
Q2/2026 |
Q1/2026 |
| Net interest margin (Ø interest-bearing assets) |
2.26% |
2.29% |
2.27% |
2.25% |
| Cost/income ratio |
52.2% |
53.7% |
51.0% |
53.4% |
| Provisioning ratio (Ø loans to customers) |
0.20% |
0.21% |
0.04% |
0.36% |
| Consolidated return on equity |
9.5% |
8.1% |
13.9% |
5.2% |
| Earnings per share in EUR |
1.97 |
1.55 |
1.42 |
0.54 |
Outlook 2026
The following guidance refers to RBI excluding Russia.
| Outlook 2026 |
RBI excl. RU |
| Net interest income in EUR |
above 4.4 bn |
| Net fee and commission income in EUR |
around 2.2 bn |
| General administrative expenses in EUR |
around 3.8 bn |
| Cost/income ratio |
around 55% |
| Provisioning ratio |
up to 35 bps |
| Consolidated return on equity |
around 9.5% |
| Loans to customers (growth, excl. announced acquisitions) |
around 7% |
| CET1 ratio (incl. announced acquisition projects) |
around 14.3%* |
| *’P/B Zero’ Russia deconsolidation scenario |
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In the medium term, RBI aims to achieve a consolidated return on equity of at least 13% excluding Russia and excluding provisions and legal cost for foreign currency loans in Poland.
For further information please contact:
John P. Carlson, CFA
Head of Group Investor & Media Relations
Raiffeisen Bank International AG
Am Stadtpark 9
1030 Vienna, Austria
ir@rbinternational.com
phone +43-1-71 707-2089 www.rbinternational.com
31.07.2026 CET/CEST This Corporate News was distributed by EQS Group
View original content: EQS News
|
| Language: |
English |
| Company: |
Raiffeisen Bank International AG |
|
Am Stadtpark 9 |
|
A-1030 Vienna |
|
Austria |
| Phone: |
+43-1-71707-2089 |
| E-mail: |
ir@rbinternational.com |
| Internet: |
https://www.rbinternational.com/en/raiffeisen.html |
| ISIN: |
AT0000606306 |
| WKN: |
A0D9SU |
| Listed: |
Regulated Unofficial Market in Dusseldorf, Frankfurt, Hamburg, Hanover, Munich, Stuttgart, Tradegate BSX; Luxembourg Stock Exchange, SIX, Vienna Stock Exchange (Official Market) |
| LEI Code: |
9ZHRYM6F437SQJ6OUG95 |
| EQS News ID: |
2374636 |
| |
| End of News |
EQS News Service |
2374636 31.07.2026 CET/CEST
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