DAX 25.641 -0,7%ESt50 6.367 -0,5%MSCI World 4.865 +0,5%Top 10 Crypto 8,27 -1,6%Nas 25.938 -0,7%Bitcoin 55.162 -1,4%Euro 1,1440 -0,0%Öl 73,0 +1,4%Gold 4.178 +0,3%
Beliebte Suche
DAX 40ÖlpreisEuro - DollarBitcoin - EuroGoldpreis
Meistgesucht
BioNTech (ADRs)A2PSR2TeslaA1CX3TAmazon906866NEL ASAA0B733Microsoft870747Apple865985Siemens EnergyENER6YBASFBASF11NVIDIA918422Lufthansa823212Mercedes-Benz Group (ex Daimler)710000BayerBAY001Daimler TruckDTR0CKPlug PowerA1JA81TUITUAG00
Alle Aktien für 0 Euro (zzgl. Spreads) handeln mit finanzen.net zero.Hier informieren
Top News
Suche...
Jetzt kostenlos
bei finanzen.net anmelden
Watchlists & MusterdepotsTools & integriertes TradingNewsletter, Trading-Desk uvm.
Schon einen Account? Anmelden

EQS-News: RBI 1-9/2023: Net interest income remains strong, CET1 ratio improve further

Werte in diesem Artikel
Aktien
Raiffeisen
56.50 EUR 1.10 EUR 1.99 %
Charts | News | Analysen
Aktie kaufen

EQS-News: Raiffeisen Bank International AG / Key word(s): Quarter Results
RBI 1-9/2023: Net interest income remains strong, CET1 ratio improve further

03.11.2023 / 07:26 CET/CEST
The issuer is solely responsible for the content of this announcement.

Werbung

RBI 1-9/2023: Net interest income remains strong, CET1 ratio improve further
  • Profit after tax of EUR 1,186 million in 1-9/2023 excluding Russia and Belarus, up 29% (excluding Bulgaria in 2022)
  • Core revenues excluding Russia and Belarus up 20% year-over-year to EUR 4,430 million, driven by net interest income
  • CET1 ratio at 16.5% (transitional, incl. profit), excluding Russia 14.4%
  • Significantly lower provisioning for impairment losses year-over-year (down EUR 470 million)
  • Customer loans in Russia down EUR 2.7 billion year-to-date, supported by currency devaluation
  • Provisions for CHF mortgages in Poland up EUR 1,338 million

 
Income Statement in EUR million 1-9/2023 1-9/2022 Q3/2023 Q2/2023
Net interest income 4,190 3,591 1,441 1,364
Net fee and commission income 2,364 2,682 667 732
Net trading income and fair value result 205 471 89 30
General administrative expenses (2,874) (2,574) (878) (1,045)
Operating result 4,030 4,275 1,369 1,152
Other result (589) (225) (138) (354)
Governmental measures and compulsory contributions (259) (285) (22) (2)
Impairment losses on financial assets (251) (721) 8 42
Profit/loss before tax 2,931 3,044 1,216 838
Profit/loss after tax from continuing operations 2,274 2,455 947 627
Profit/loss from discontinuing operations 0 453 0 0
Consolidated profit 2,114 2,801 879 578
 
Balance Sheet in EUR million 30/9/2023 31/12/2022
Loans to customers 101,931 103,230
Deposits from customers 121,233 125,099
Total assets 204,175 207,057
Total risk-weighted assets (RWA) 97,278 97,680
 
Bank-specific information 30/9/2023 31/12/2022
NPE Ratio 1.5% 1.6%
NPE Coverage Ratio 58.9% 59.0%
CET1 ratio transitional (incl. profit) 16.5% 16.0%
Total capital ratio transitional (incl. profit) 20.7% 20.2%
 
Key ratios 1-9/2023 1-9/2022 Q3/2023 Q2/2023
Net interest margin (Ø interest-bearing assets) 2.81% 2.49% 2.95% 2.74%
Cost/Income Ratio 41.6% 37.6% 39.1% 47.6%
Provisioning ratio  (Ø loans to customers) 0.25% 0.71% –% (0.19%)
Consolidated return on equity 17.4% 27.6% 22.7% 14.1%
Earnings per share in EUR 6.19 8.31 2.59 1.68
 


Outlook
Outlook 2023 RBI excl. RU/BY RBI
Net interest income in EUR 4.2-4.3 bn 5.6-5.7 bn
Net fee and commission income in EUR around 1.8 bn 2.9-3.0 bn
Loans to customers (growth) around 2% minus 1%
General administrative expenses in EUR around 3.1 bn around 4.0 bn
Cost/income ratio around 50% 43-45%
Impairment losses on financial assets (before use of overlays) around 30 bps around 40 bps
Consolidated return on equity around 10% around 16%
CET1 ratio at year-end 2023 above 13.5%* around 16.5%
*P/B Zero’ Russia deconsolidation scenario    


For further information please contact:

John P. Carlson, CFA
Group Investor Relations
Raiffeisen Bank International AG
Am Stadtpark 9
1030 Vienna, Austria
ir@rbinternational.com
phone +43-1-71 707-2089
www.rbinternational.com
 

03.11.2023 CET/CEST This Corporate News was distributed by EQS Group AG. www.eqs.com
Language: English
Company: Raiffeisen Bank International AG
Am Stadtpark 9
A-1030 Vienna
Austria
Phone: +43-1-71707-2089
Fax: +43-1-71707-2138
E-mail: ir@rbinternational.com
Internet: www.rbinternational.com
ISIN: AT0000606306
WKN: A0D9SU
Listed: Regulated Unofficial Market in Berlin, Dusseldorf, Frankfurt, Hamburg, Hanover, Munich, Stuttgart, Tradegate Exchange; Luxembourg Stock Exchange, SIX, Vienna Stock Exchange (Official Market)
EQS News ID: 1764187

 
End of News EQS News Service

1764187  03.11.2023 CET/CEST

fncls.ssp?fn=show_t_gif&application_id=1764187&application_name=news&site_id=smarthouse

Aktuelle Raiffeisen Aktie News

DatumMeistgelesen
Werbung

Raiffeisen Analysen

Um die Übersicht zu verbessern, haben Sie die Möglichkeit, die Analysen für Raiffeisen nach folgenden Kriterien zu filtern.

Alle: Alle Empfehlungen

Buy: Kaufempfehlungen wie z.B. "kaufen" oder "buy"
Hold: Halten-Empfehlungen wie z.B. "halten" oder "neutral"
Sell: Verkaufsempfehlungn wie z.B. "verkaufen" oder "reduce"
DatumRatingAnalyst
29.11.12 Raiffeisen Bank International hold Société Générale Group S.A. (SG)
29.11.12 Raiffeisen Bank International equal-weight Morgan Stanley
29.11.12 Raiffeisen Bank International underperform Exane-BNP Paribas SA
07.09.12 Raiffeisen Bank International hold Société Générale Group S.A. (SG)
06.09.12 Raiffeisen Bank International reduce Nomura